Terms and conditions

Last updated: 9 October 2026

Welcome to FreeToolsPad (freetoolspad.com). By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, please do not use the site.

1. Use of the Website

You may use our tools and content for your own personal, non-commercial purposes. You agree not to misuse the site, including by attempting to gain unauthorised access, interfering with its operation, scraping it in a way that harms performance, or using it for anything unlawful.

2. Tools and Calculators

Our calculators provide estimates based on the information you enter and on rates and rules that we believe are correct at the time of publication. Results are for general information only. They are not a quote, an offer, or professional advice, and may differ from your actual payslip, tax bill or lender’s figures.

3. No Professional Advice

Nothing on this website is financial, tax, legal or investment advice. You should check official sources or consult a qualified professional before making any decision. Please see our Disclaimer for more detail.

4. Intellectual Property

The content of this website, including text, design, graphics, logos and tool code, belongs to FreeToolsPad or its licensors and is protected by copyright and other laws. You may share links to our pages, and quote short extracts with a clear credit and link back to the original page. You may not copy, republish, sell or redistribute our content or tools without written permission.

5. Advertising

We display advertisements from third parties, such as Google AdSense, to fund the site. We do not control the content of these ads and are not responsible for the products or services they promote. See our Privacy Policy for how advertising cookies work.

6. Third-Party Links

The site may link to external websites. We do not control them and are not responsible for their content, accuracy or privacy practices. Visiting them is at your own risk.

7. Availability and Changes

We try to keep the site available and accurate, but we do not guarantee it will be uninterrupted or error-free. We may change, suspend or remove any tool, page or content at any time without notice.

8. Limitation of Liability

To the fullest extent permitted by law, FreeToolsPad is not liable for any loss or damage arising from your use of, or inability to use, the website or its tools, or from reliance on any information or result provided. Nothing in these terms limits liability that cannot legally be limited, such as for death or personal injury caused by negligence, or for fraud.

9. Governing Law

These terms are governed by the laws of England and Wales, and any dispute will be subject to the exclusive jurisdiction of the courts of England and Wales, unless local consumer law gives you the right to bring a claim elsewhere.

10. Changes to These Terms

We may update these terms from time to time. The date at the top shows the latest version, and continued use of the site after changes means you accept them.

11. Contact

If you have any questions about these terms, contact us at FreeToolsPad@gmail.com or through our Contact page.